@font-face{font-family:"Cormorant Garamond";font-weight:500;font-style:normal;font-display:swap;src:url(fonts/cormorant-garamond-latin-500-normal.woff2) format("woff2")}
@font-face{font-family:"Cormorant Garamond";font-weight:500;font-style:italic;font-display:swap;src:url(fonts/cormorant-garamond-latin-500-italic.woff2) format("woff2")}
@font-face{font-family:"Cormorant Garamond";font-weight:600;font-style:normal;font-display:swap;src:url(fonts/cormorant-garamond-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"Source Sans 3";font-weight:400;font-style:normal;font-display:swap;src:url(fonts/source-sans-3-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:"Source Sans 3";font-weight:600;font-style:normal;font-display:swap;src:url(fonts/source-sans-3-latin-600-normal.woff2) format("woff2")}

:root{
  --cream:#F7F2E7; --paper:#FFFDF8; --navy:#14213D; --navy-2:#0E1830;
  --red:#8E1B22; --gold:#B08A3E; --gold-soft:#E4D5B0; --ink:#1E2433; --muted:#5A6072;
  --serif:"Cormorant Garamond",Georgia,"Times New Roman",serif;
  --sans:"Source Sans 3",-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.6}
a{color:var(--red)}
a:hover{color:var(--navy)}
img{max-width:100%;height:auto;display:block}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
.narrow{max-width:780px}

/* header */
.top{background:var(--navy);color:var(--cream);border-bottom:3px solid var(--gold)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px}
.brand{display:flex;align-items:center;gap:10px;color:var(--cream);text-decoration:none;font-family:var(--serif);font-weight:600;font-size:1.3rem;letter-spacing:.02em}
.brand img{width:34px;height:auto}
.brand:hover{color:var(--gold-soft)}
.nav{display:flex;align-items:center;gap:18px;font-size:.95rem}
.nav a{color:var(--cream);text-decoration:none;opacity:.88}
.nav a:hover{opacity:1;color:var(--gold-soft)}
.lang{border:1px solid rgba(228,213,176,.6);border-radius:3px;padding:3px 10px;font-weight:600;letter-spacing:.06em;font-size:.82rem}
@media (max-width:640px){.nav .hide-sm{display:none}}

/* hero */
.hero{text-align:center;padding:48px 0 56px;background:
  radial-gradient(ellipse at 50% 30%,var(--paper) 0%,var(--cream) 70%)}
.hero img.logo{width:min(360px,78vw);margin:0 auto 8px}
.eyebrow{font-family:var(--sans);text-transform:uppercase;letter-spacing:.22em;font-size:.8rem;color:var(--gold);font-weight:600;margin:0 0 10px}
.hero h1{font-family:var(--serif);font-weight:600;color:var(--navy);font-size:clamp(1.9rem,4.6vw,2.9rem);line-height:1.15;margin:0 auto 16px;max-width:760px}
.hero p.lead{max-width:640px;margin:0 auto;color:var(--muted);font-size:1.1rem}
.rule{display:flex;align-items:center;justify-content:center;gap:12px;margin:26px auto 0;color:var(--gold)}
.rule::before,.rule::after{content:"";height:1px;width:90px;background:var(--gold)}

/* sections */
section{padding:56px 0}
section.alt{background:var(--paper);border-top:1px solid var(--gold-soft);border-bottom:1px solid var(--gold-soft)}
h2{font-family:var(--serif);font-weight:600;color:var(--navy);font-size:clamp(1.7rem,3.4vw,2.2rem);margin:0 0 8px;line-height:1.2}
.sub{color:var(--muted);margin:0 0 30px;max-width:680px}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.card{background:var(--paper);border:1px solid var(--gold-soft);border-top:3px solid var(--red);padding:22px 20px;border-radius:2px}
section.alt .card{background:var(--cream)}
.card h3{font-family:var(--serif);font-weight:600;font-size:1.4rem;color:var(--navy);margin:0 0 6px}
.card p{margin:0;color:var(--muted);font-size:.98rem}
.steps{counter-reset:s;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));list-style:none;padding:0;margin:0}
.steps li{counter-increment:s;padding-left:54px;position:relative}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold-soft);font-family:var(--sans);font-weight:600;font-size:1.05rem;display:flex;align-items:center;justify-content:center}
.steps strong{display:block;color:var(--navy)}
.steps span{color:var(--muted);font-size:.98rem}
.note{margin-top:28px;padding:14px 18px;border-left:3px solid var(--gold);background:var(--paper);color:var(--muted);font-size:.95rem}
section.alt .note{background:var(--cream)}
.contact{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.contact dl{margin:0}
.contact dt{font-weight:600;color:var(--navy);margin-top:10px}
.contact dd{margin:0;color:var(--muted)}

/* legal pages */
.page-head{background:var(--paper);border-bottom:1px solid var(--gold-soft);padding:40px 0 28px}
.page-head h1{font-family:var(--serif);font-weight:600;color:var(--navy);font-size:clamp(1.9rem,4vw,2.6rem);margin:0 0 4px}
.page-head p{margin:0;color:var(--muted);font-size:.95rem}
.legal{padding:36px 0 60px}
.legal h2{font-size:1.5rem;margin:34px 0 8px}
.legal h2:first-child{margin-top:0}
.legal p,.legal li{color:var(--ink)}
.legal ul{padding-left:22px}
.legal table{border-collapse:collapse;width:100%;font-size:.96rem}
.legal td{border-bottom:1px solid var(--gold-soft);padding:8px 10px 8px 0;vertical-align:top}
.legal td:first-child{color:var(--muted);width:38%}

/* footer */
footer{background:var(--navy-2);color:#C9CCD6;font-size:.9rem;padding:36px 0 28px;border-top:3px solid var(--gold)}
footer .cols{display:flex;flex-wrap:wrap;justify-content:space-between;gap:20px}
footer a{color:var(--gold-soft)}
footer a:hover{color:#fff}
footer .fname{font-family:var(--serif);font-size:1.25rem;color:#fff;font-weight:600;margin:0 0 4px}
footer p{margin:2px 0}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin:4px 0}
footer .copy{margin-top:22px;padding-top:14px;border-top:1px solid rgba(228,213,176,.2);font-size:.82rem;color:#9AA0B2}
@media (max-width:420px){.brand{font-size:1.1rem}.brand img{width:28px}}